MS-FAT does not equal MS-Phat. It truncates to 8 digits, like in the days of yore. We have progressed since the dark ages and have expanded from 2 digit years to full length times and dates and filenames. I can't even imagine what wreck of a system still uses MS-FAT... probably still gorges itself on 128 oz. full sugar sodas and plastic straws. Just say NO!